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Why are car insurance companies aloud to discriminate based upon sex?

  

Why are car insurance companies aloud to discriminate based upon sex?

Postby fergusson61 » Mon Jul 02, 2012 7:38 pm

Weak.
fergusson61
 
Posts: 380
Joined: Fri Apr 01, 2011 10:10 am

Why are car insurance companies aloud to discriminate based upon sex?

Postby steward » Mon Jul 02, 2012 7:41 pm

Insurance companies don't know you so they must make calculations based on statistics to set their rates or they would lose a ton of money. You should get a discount if you don't smoke, if you don't drive a high speed sports car, if you do very little driving per year, if you've never had a moving traffic violation, etc.Ask about those discounts. Good luck!!
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Why are car insurance companies aloud to discriminate based upon sex?

Postby magnus » Mon Jul 02, 2012 7:47 pm

It's not discrimination. Men don't have higher rates simply because insurance companies don't like men. They have higher rates because statistics show that they get in more at-fault accidents, and because they get more traffic violations.
That means they are a higher risk to insure.
magnus
 
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Why are car insurance companies aloud to discriminate based upon sex?

Postby chavatangakwunua » Mon Jul 02, 2012 8:02 pm

It isn't discrimination. They have decades of statistics to prove that male drivers (especially young males) cost more in claims than female drivers. It's fact. Get over it.
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Why are car insurance companies aloud to discriminate based upon sex?

Postby ailill42 » Mon Jul 02, 2012 8:04 pm

It isn't discrimination. They have decades of statistics to prove that male drivers (especially young males) cost more in claims than female drivers. It's fact. Get over it.
It is not discrimination. They use statistics. Statistics show that unmarried males under age 25 have more accidents and more claims than any other group.

it is allowed, not aloud
ailill42
 
Posts: 443
Joined: Thu Mar 31, 2011 11:55 pm

Why are car insurance companies aloud to discriminate based upon sex?

Postby roman » Mon Jul 02, 2012 8:05 pm

This is because of the science of the attraction..
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