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While on COBRA health insurance, can you change from individual & spouse to a family plan?

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While on COBRA health insurance, can you change from individual & spouse to a family plan?

Postby kegan » Sun Aug 21, 2011 5:06 am

If my husband and I currently have COBRA health insurance via my previous employer, can we switch to a family plan? We are expecting a baby in November and I'm not sure how that works with COBRA - could our plan be switched to a family plan to cover the baby when born? Or, are you stuck with the plan you are on when you left the company?
kegan
 
Posts: 476
Joined: Fri Apr 01, 2011 9:15 pm

While on COBRA health insurance, can you change from individual & spouse to a family plan?

Postby faerwald » Sun Aug 21, 2011 5:14 am

Yes, you can add the newborn.

However, you also should look into getting an individual family plan unless you have major pre-existing conditions and are uninsurable. In a majority of cases, a private policy is much less expensive.
faerwald
 
Posts: 458
Joined: Fri Apr 01, 2011 8:04 pm


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