I am 19 years old and currently insured by statefarm. They recently found out about a disobeying stop sign ticket that i got last year. Also, they found out that i am not currently in school. I own a 2007 saturn ion (manual, 2 door) that i am currently financing a few thousand dollars on. Since they dropped the steer clear and good student discounts, i am paying 166 dollars a month. Before that i was paying 108. It just seems kind of high to me. I am pretty sure i am getting a couple discounts from my parents. Also i have signed up for classes in the fall making me a full time student eventually. Is there any car insurance company that could get me a better deal? i have tried farmers, progressive, and geico.
All insurance companies use about a hundred factors (age, experience, etc.) to calculate individual premiums, so there's no way anyone can tell you one company is always cheaper than the rest.
My best price might be with Shifting Sands Mutual Insurance, but that same company might be through the roof for you. You might find your best price at Axl Rose Discount Auto Insurance, but that doesn't mean everyone else will. You know how all of them claim they can save you 15%? That's just to get you to call.
What you really want to avoid is anyone who comes in much cheaper than the rest. Some companies are known for low-balling, which is where they show you a cheap cheap price up front and then point to the 'subject to verification' clause after the final bill comes in. Then they give you a line of cheap excuses, because they know it'll cost you to cancel the contract early.