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What Are The Best Pet Insurance Plans Out There?

Insurance for your furry friends

What Are The Best Pet Insurance Plans Out There?

Postby Gaylen » Tue May 02, 2017 3:57 am

Congrats on your new kitty! I'm glad you're looking into pet insurance early before any conditions may occur (thus not be covered)!

Pet insurance is good for unexpected accidents and illnesses. They can get expensive quickly, so it's nice to have insurance to cover the costs. Pet insurance does not cover pre-existing conditions, so if your pet is already sick or injured, it is unlikely that pet insurance will cover the costs to treat it.

For other costs like regular exams and vaccines, it's best to self-budget since these costs are expected. Some pet insurance companies offer coverage, but it is typically not cost-effective. (Imagine paying an extra $200 per year on your premiums for $200 worth of routine coverage...)

A few good questions to ask when researching pet insurance are:

1. Does the policy cover everything? Hereditary and congenital issues?

2. What are the payout limits? Will it be enough money for my worst case scenario?

3. How much does it cover for each condition?

4. What are the pricing and deductible options?

5. Is it an ongoing policy? If my pet has an illness during my first policy year, will it be covered the next policy year?

Be sure to do thorough research - Some plans don't pay based on your actual bill, but have lists of predetermined dollar amounts that they will pay for each condition which can be shockingly low in many cases. I would recommend getting an actual insurance plan that covers based on your bill so that you are never faced with a difficult and expensive situation when you *thought* you were covered.

We cover 90% of the actual bill for diagnostic testing, treatments, surgeries and medications including emergency and specialist visits. Trupanion is also the only provider to offer a $0 deductible option.

Feel free to give customer service a call and get a no-obligation quote to ask all the necessary questions and find out what's best for you.
Gaylen
 
Posts: 39
Joined: Sun Apr 13, 2014 3:28 pm

What Are The Best Pet Insurance Plans Out There?

Postby neville » Tue May 02, 2017 10:35 am

I recommend that you visit this site where onel can get quotes from different companies: http://INSUREQUOTE.US/index.html?src=5YA...

RE :What Are The Best Pet Insurance Plans Out There?

...looking to get a new kitty...would love to hear from people who have pet insurance plans, what to avoid, and what plans have been great for them and their beloved pet family members.

Thank you!

Follow 3 answers
neville
 
Posts: 85
Joined: Tue Jun 18, 2013 6:46 am

What Are The Best Pet Insurance Plans Out There?

Postby Aldnd » Thu May 04, 2017 5:45 am

We've got both our kitty's insured with http://www.animalfriends.org.uk they've been great and paid out every claim w've made so far. We have a lifetime cover plan which I would recommend to anyone and to get it early before any pre-existing conditions.


The great thing about Animal Friends as well is not only is it great value compared to other insurers they cover pets over 8years and as our Milly is now 7 1/2 we can continue to insure her, though I think there is a slightly higher excess.
Aldnd
 
Posts: 34
Joined: Sat Jan 04, 2014 3:29 pm

What Are The Best Pet Insurance Plans Out There?

Postby Karney » Fri May 19, 2017 11:04 pm

I might suggest that you try this site where onel can get rates from different companies: http://cheapinsurancequotes1.info/index....

RE :What Are The Best Pet Insurance Plans Out There?

...looking to get a new kitty...would love to hear from people who have pet insurance plans, what to avoid, and what plans have been great for them and their beloved pet family members.

Thank you!

Follow 2 answers
Karney
 
Posts: 36
Joined: Tue Apr 15, 2014 1:42 am


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