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Seniors: What 'recession' Cuts Have You Made/planned For, In Your Own Spending Budget ?

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Seniors: What 'recession' Cuts Have You Made/planned For, In Your Own Spending Budget ?

Postby harry42 » Fri Jul 11, 2014 11:46 pm

If you knew that you were going to get old maybe you might have planned better and then economic downturns would not have bothered you as much.
Thumbs down all you want but it should not have been a surprise to you that social security was not going to support your lifestyle.
harry42
 
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Seniors: What 'recession' Cuts Have You Made/planned For, In Your Own Spending Budget ?

Postby March » Mon Jul 14, 2014 10:21 pm

My life and spending the same. retired with own business. no changes for us thank god...
March
 
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Seniors: What 'recession' Cuts Have You Made/planned For, In Your Own Spending Budget ?

Postby Dynawd » Sun Jul 20, 2014 2:18 am

I'm a woman 61 living alone in my home on $534 a month SS because I didn't work much in my life....I live on mostly homemade soups...bundle up when it's cold...cut my own hair..quit homeowner insurance....keep the water heater on warm...no more showering every day..shop at thrift stores...drive 2X a month at the most..( a 97 GEO)...don't eat out...no cable/cell phone...you get the idea. I read a lot!! and of course my PC!!!..........most people don't know what "cutting back" in these times really means!!!
Dynawd
 
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Seniors: What 'recession' Cuts Have You Made/planned For, In Your Own Spending Budget ?

Postby Lindsay » Mon Jul 28, 2014 7:09 am

Like another couple of the answerers, I have gotten my life down to about Great Depression thrift habits.
Nothing new except underwear....everything else from thrift shops or tag sales.
Run only those oil-filled portable radiators and only on the coldest days...haven't turned on the furnace in five years.
Bundle up and am thankful for Scottish woolens which are old, but will last for several more years

Walk nearly everywhere I go, or take the bus.
Only time I drive is when I have to.
Didn't replace my last dog when she died...can't afford the vet, can't afford the food.
Gave up all beauty salon services... a friend cuts my hair now & I cut hers.
On the days when I think my arthritis will let me reach my feet, I paint my own toenails.


Sold, a couple of years ago, paid-for expensive car.....bought nice used Ford Escort....insurance cheaper, cheaper to maintain, cheaper to run.
Sold, five years ago (thank goodness!!) big house....moved into very small condo apt...I miss my yard, I don't miss all the expense of the house.
When I sold the house, I also sold nearly all my possessions and bought US savings bonds with the house furnishings money.
Sold my gold jewelry a few weeks ago....that money, too, is in a sock.

I eat very simple things, never go to liquor store....found my grandmother's Depression-era recipe book...including her recipe for home-made wine.
I make wine from fruits....not quite the same as aged port, or the wines I'd dearly love to buy....but plenty alcoholic and my friends slurp it down and ask for more, so can't be too bad.
I shop on mark-down day for meats and what little meat I buy gets stretched a LONG way.

The hardest to give up is driving the car whenever I'd like.
I love to drive and used to take out-of-town trips in the car by myself whenever I could....miss the car, miss the trips.

The second hardest to give up is buying whatever I want at the grocery store.


But, I have to save every scrap I can so I don't outlive my money....and I'd rather scrape than starve later.
I use those Great Depression folks as a model, and I mean, once you really get serious about it, you can get pretty austere.
Most days it is OK as I make a game of it & tally up what I DIDN'T spend that day!
Lindsay
 
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Seniors: What 'recession' Cuts Have You Made/planned For, In Your Own Spending Budget ?

Postby Aram » Tue Jul 29, 2014 8:30 am

I'm wallpapering all my interior walls with dollar bills...it's cheaper than the REAL wallpaper !
Aram
 
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Seniors: What 'recession' Cuts Have You Made/planned For, In Your Own Spending Budget ?

Postby Giulio » Sun Aug 03, 2014 12:34 am

I'm retiring shortly and won't have to pay a massive monthly toll to cross a bridge to get to work. Also means I'll cut down my mileage from 210 miles per week to about 50. I will have more time for cooking so will spend less on ready meals. So...
not recession cuts, just good timing for me.
Giulio
 
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Seniors: What 'recession' Cuts Have You Made/planned For, In Your Own Spending Budget ?

Postby Hamlin » Sun Aug 10, 2014 12:33 pm

I've stopped using my dryer and have been hanging clothes up to dry.
Hamlin
 
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Seniors: What 'recession' Cuts Have You Made/planned For, In Your Own Spending Budget ?

Postby Both » Wed Aug 13, 2014 11:29 am

make do w/clothes I have, nothing new; more snacks than meals; because of condensation, must fill car, but make it last two months; list of supplies needs and nothing else; lights off in rooms I'm not using; recycle plastic bags; bundle in the cold leaving thermostat at 72; afghans on legs for insufficient insulation; fill sink with hand-washed soapy dishes, turn water on to rinse all at once; more fruits and vegs than meat, but I do splurge on salmon once a month; keep ice trays made for drinks rather than buy ice; Wendy's senior discount for that must-have double burger; let my hair grow and adapt it rather than any 6-week maintenance of a certain style; do my own manicure/pedicure, and other daily routines on a fixed income.
Both
 
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Seniors: What 'recession' Cuts Have You Made/planned For, In Your Own Spending Budget ?

Postby Perth » Fri Aug 15, 2014 1:26 am

Had to stop the newspaper.
Cable will probably be next.
Eating worse and worse quality food.

Hardest: newspaper.
I had it for 60 years and really miss it.
Perth
 
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Seniors: What 'recession' Cuts Have You Made/planned For, In Your Own Spending Budget ?

Postby dedrik » Thu Aug 21, 2014 10:08 pm

empty your bank acounts and store your savings in a biscuit tin ,Cameron want pensioners, disabled and welfare cuts to be means tested ,and the more you have in the bank the worse you will be treated by the powers that be
dedrik
 
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