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I'm 18, A Senior, And Taking A Year Off Of College.?

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I'm 18, A Senior, And Taking A Year Off Of College.?

Postby kenjiro » Wed Oct 04, 2017 11:54 pm

I'm currently a senior in high school, I have average grades and average test scores. My parents are completely hands off and aren't planning on helping me with anything next year other than purchasing a car for my graduation. (used and straight out so I don't have a car payment to worry about) I don't have any guidance as to what steps to take next year. I plan on finding an apartment next year in Athens, Ohio with my two best friends, one is going to be a sophmore in college and the other doesn't plan on going, and also plans to work full time. I have no guidance as to what steps I need to take and what expenses I'm going to have. We have no problem with having a two bedroom apartment. We don't need cable, the most we need is wifi. I will have to pay for my own car insurance and gas just to get around athens which isn't a big town. I just really need some one to help me break down all of the costs and what kind of job Ill need to have. I still have another year on my cell phone plan as well so that's not an issue. I'm essentially very overwhelmed and need help figuring out what to do, because I'm the only one thats close enough to Athens to really plan the living situations and what not out. I need to come up with a budget and I just have no clue how to do that.
kenjiro
 
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I'm 18, A Senior, And Taking A Year Off Of College.?

Postby Tristian » Thu Oct 05, 2017 2:08 pm

Start with the obvious... a job.

Then once you have that and realize that you don't get paid enough to do all those things you want to do... maybe then you talk to a school counselor about college and get your stuff ready to sign up at your community college and stay with your parents until you get the education that allows you to get a better paying job.

Life isn't going to hand it to you on a silver platter. You already have the huge advantage that you will get the car but seriously the rest is way beyond your means without a good paying job.
Tristian
 
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I'm 18, A Senior, And Taking A Year Off Of College.?

Postby Ardagh » Tue Oct 10, 2017 6:25 am

Stay at home with your parents.
You need a ton more money to move out successfully; but by staying home you can start college this fall (if college is really in your plans.
It does not have to be).


A major step toward independence is creating your own budget.
{We know nothing about your likes, and what apartments cost in Athens, etc.}

Budget: Income vs Expenses; and income MUST be greater than expenses - even if one roommate bails on you, or your car breaks down, or you get a girlfriend.
Ardagh
 
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I'm 18, A Senior, And Taking A Year Off Of College.?

Postby Terrill » Tue Oct 10, 2017 11:11 pm

The person who answered before me is rude. A lot of Americans don't know how to budget and schools don't teach it. It should be a requirement & u are a better person for speaking up. If you know of any computer w/ Microsoft Word, you can find budget sheets on there. You can search the web for college student budget. Whatever you do. Don't get a credit card. I have been reading Dave Ramsey material. Look him up & study his money methods. I apologize. I know I'm not helping much with your budget question. I am on my phone & can't confirm the budget plan I want to tell you. As far as school, go when you feel comfortable or you will be bitter & have no one to blame, but yourself for listening to other people. Good luck on your new journey.
Terrill
 
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Joined: Sun Jan 05, 2014 8:59 am


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