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Retire To Canada

Postby storm81 » Sat Oct 04, 2014 8:04 pm

First of all let me say thank you for the time you take to be of assistance to people. My wife and I have visited BC and Alberta a number of times.  We live in Oregon, I moved to the US from the UK back in 1979, I hold both a US and a UK passport, my wife is American.  I have my own computer repair business and she has a background in HR but presently works in Accounts Payable for a Canadian lumber mill in Gilchrist Oregon.

My wife and I own our home outright and have a considerable amount in investments. We have done everything right and yet may have problems retiring partly due to the fact that we would loose our health care coverage if my wife retired.  We have become very frustrated with the US and its inability to find a social conscience.  I have tried to do research to see if there is any way we could move to Canada and eventually retire there, but all I come across are shady outfits that just want me to pay them money for some kit or other.  What I need are some cold hard facts and a resource that can answer some questions.  Any help you can offer would be greatly appreciated.

ANSWER: Thank you for your query to AllExperts.com.

I do encourage all to avoid the vast majority of immigration "agents" and "agencies", etc., that are encountered online.  I routinely receive email inquiries from people who have received outrageous letters stating things like the agent has a guaranteed "in" within the Canadian government, and the person just needs to send $1000.00 by anonymous wire or money order, and the agents "friend" will get them into the country.  And, sadly, many many people fall for these scams.

I recommend that you consult with an lawyer specializing in immigration in Canada, and he/she would be able to advise you first on whether or not you will qualify to move to Canada and, if so, then they can help you through any application and other processes.

Keep in mind that you will not have health care coverage if you come to Canada - at least, not for some time.  You would be required to carry private health insurance, particularly as retirees as, to be blunt, the Government of Canada is not in the habit of allowing foreign senior citizens to retire here to enjoy free health care benefits.

If you are interested in contacting an immigration attorney in Canada, please visit:http://www.canadavisa.com/

---------- FOLLOW-UP ----------

Thank you for your reply.  As to "being blunt", we are not seeking free health care at all.  In fact, we are more than happy to pay for it.  The issue in the U.S. is that, in most cases, if you have any pre-existing conditions at all, you cannot even find decent health care coverage at any price.  I just wanted to clarify this point as your reply sounded like you thought we wanted to sponge off the Canadian system, that is not the case.
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Retire To Canada

Postby Herald » Sat Oct 04, 2014 9:43 pm

No, I did not think that it was your intention to try to freeload off of the Canadian system.  I just wanted to be clear, mostly for the record, as I do not infrequently receive queries from the U.S. where, for example, someone with a disability is considering a move to Canada because of the health and social services system in place here.  There is a misconception among some, even among many Canadians, that health care in Canada is free.  In reality, Canadians pay various taxes including, in the case of Ontario, a specific health care tax(of sorts) in order to fund the system.  And, as most Canadians do not see a doctor or hospital bill(they are sent directly to the government insurance agency) people can be, for example, very quick to rush to the emergency department with trivial problems, because they believe it costs nothing.  In reality, a visit to a Canadian hospital emergency department generates bills of $500 - $1000+ dollars, even for a cough, but those bills are unseen by the public except in a few hospitals that have opted to send patients a copy of the bill that goes to the insurance agency, in order to educate the patient about the costs.  
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