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If I Put A Sticker At The Back Of My Car Will The Insurance Reject A Claim If I Get Involved In An Accident?

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If I Put A Sticker At The Back Of My Car Will The Insurance Reject A Claim If I Get Involved In An Accident?

Postby Godewyn » Tue Oct 10, 2017 3:17 am

No of course not.
What insurance companies need to know are any modifications that increase the vehicles performance, increase the vehicles value and increase the likely hood of the vehicle being stolen.

Your 600 quid Corsa is not very attractive to thieves, put a 2 grand stereo set up in it or a set of 800 quid Alloys then it becomes more attractive to the low life mob and increases' the insurers risk.
Lower the suspension by 30 or 40mm and you change the makers carefully designed handling package and thus increase the insurers risk.
etc etc
Godewyn
 
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If I Put A Sticker At The Back Of My Car Will The Insurance Reject A Claim If I Get Involved In An Accident?

Postby Eghan » Wed Oct 11, 2017 2:18 pm

It's a trick question, init init
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If I Put A Sticker At The Back Of My Car Will The Insurance Reject A Claim If I Get Involved In An Accident?

Postby Gaylen » Thu Oct 12, 2017 4:05 am

No it won't.

For insurance purposes a modification is something which changes the performance or value of a car.


Adding stickers does not make the car go faster, does not make it less save, and does not raise its value.


Usually they reduce the second-hand value of the car because buyers prefer their cars not be cluttered with labels and other stuff which don't appeal to their sense of aesthetics or damage the paint when they're peeled off.
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If I Put A Sticker At The Back Of My Car Will The Insurance Reject A Claim If I Get Involved In An Accident?

Postby Lonato » Thu Oct 12, 2017 8:19 am

No. Unless it fills the whole window.
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