About a year ago I had an incident with my dog biting a mailman.
My homeowners insurance company decided to settle but this year they are cancelling my policy.
I've searched the internet but it looks like no insurance company in the state of New Jersey wants me anymore.
I have several questions:
1 Do you know of any insurance company that would take me?
2 Is there a "stature of limitations" on the incidents like that? I've heard something of 3 years, but that needs to be verified. If there is such thing, do I count from the day of the incident or from the day of the settlement?
3 Is there a way to buy insurance that would cover a liability and exclude dog bites? (I can buy one without any liability, but that probably not a good idea)
4 Is finding another home for my dog would help me?