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Obama's Health Care Reform?

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Obama's Health Care Reform?

Postby Corey » Sat Sep 30, 2017 6:45 pm

The pros is:

That it brings an option to the health care insurance giants who work together in providing health care insurance to the public at outrageous high prices that only the well to do can afford.

With them, you can be rejected if you develop a condition or have in advance some conditions which might cost them some money, just like your car insurer could reject you if your car has some unmet conditions.

A government option provides competition to the existing, and health care at a lower price for those who cannot afford the existing insurance plans. It also forces the existing plans companies to lower prices because of risk of loosing customers over to the government offered option.

It will boost the economy in the medical world by increasing the requirement for a greater number of medical professionals, equipment, and facilities required to meet the increased number of people who can now reach out for the medical attention that they need.

It will make for a healthier nation which makes for a healthier economy, less work days missed because of health issues, and a more positive and progressive outlook from over all healthier people.

On a national level, the existing system sucks horribly on the economy of a country, and money which could be spreading over a wide number commodities or product suppliers and employers is being swallowed up into the health care insurance giants.

I am just so totally for Obama's Health Reform and see it as taking a ball and chain off from the American dream and economy where many families are paying the equivalent to one or more extra house mortgage payments to be able to provide a complete family with with health coverage.


The cons are:

It hits those individuals or groups hard in the pocket book who are making it big through being a part of the group of people who make allot of money from the high prices rates that are being charged.

Good health care won't be a thing that only the elite can afford and enjoy.

It means change, which people fear and hate. Staying the same is comfortable, and if you must study, do research or figure out a new way for dealing with or doing a task, it becomes annoying and uncomfortable. It also brings mistrust if you feel that someone could be full of sheep and trying to pull the wool over you.

This is especially true for seniors who are trying to live out the rest of their years without having to relearn things which they have already worked hard to be able to perform. It's scary and frustrating for them, and they are also really vulnerable to fear tactics from those who oppose the changes, like the insurance industry.

It can be made non complex for seniors, with good service reps.

Me! :- )
Corey
 
Posts: 57
Joined: Sat Feb 01, 2014 8:02 pm

Obama's Health Care Reform?

Postby Swintun » Sat Sep 30, 2017 9:50 pm

There are so many points about it but here is the absolute best website I know of that lists all of the allegations and says whether or not they are true.
The site is www.factcheck.org by the Anneberg Public Policy Center.
It looks like a lot of reading but really you can skim quickly it to the points that interest you most.
Yahoo will only allow me to post half of it but you can go to the site to read the rest.
I hope you find it helpful, I certainly did!:

A notorious analysis of the House health care bill contains 48 claims. Twenty-six of them are false and the rest mostly misleading. Only four are true.


August 28, 2009

Summary

Claim: Page 29: Admission: your health care will be rationed!

False: This section says nothing whatsoever about ?rationing? or anything of the sort. Actually, it?s favorable to families and individuals, placing an annual cap on what they could pay out of pocket if covered by a basic, ?essential benefits package.? The limits would be $5,000 for an individual, $10,000 for a family.

Claim: Page 30: A government committee will decide what treatments and benefits you get (and, unlike an insurer, there will be no appeals process)

False: Actually, the section starting on page 30 sets up a ?private-public advisory committee? headed by the U.S. surgeon general and made up of mostly private sector ?medical and other experts? selected by the president and the comptroller general. The advisory committee would have only the power ?to recommend? what benefits are included in basic, enhanced and premium insurance plans. It would have no power to decide what treatments anybody will get. Its recommendations on benefits might or might not be adopted.

Claim: Page 42: The ?Health Choices Commissioner? will decide health benefits for you. You will have no choice. None.

False: The new Health Choices Commissioner will oversee a variety of choices to be offered through new insurance exchanges. The bill itself specifies the ?minimum services to be covered? in a basic plan, including prescription drugs, mental health services, maternity and well-baby care and certain vaccines and preventive services (pages 27-28). We find nothing in the bill that prevents insurance companies from offering benefits that exceed the minimums. In fact, the legislation allows (page 84) any company that offers an approved basic plan to offer also an ?enhanced? plan, a ?premium? plan and even a ?premium plus? plan that could include vision and dental benefits.

Claim: Page 50: All non-US citizens, illegal or not, will be provided with free healthcare services.

False. That?s simply not what the bill says at all. This page includes "SEC. 152. PROHIBITING DISCRIMINATION IN HEALTH CARE," which says that "[e]xcept as otherwise explicitly permitted by this Act and by subsequent regulations consistent with this Act, all health care and related services (including insurance coverage and public health activities) covered by this Act shall be provided without regard to personal characteristics extraneous to the provision of high quality health care or related services." However, the bill does explicitly say that illegal immigrants can?t get any government money to pay for health care. Page 143 states: "Nothing in this subtitle shall allow Federal payments for affordability credits on behalf of individuals who are not lawfully present in the United States." And as we?ve said before, current law prohibits illegal immigrants from participating in government health care programs.

Claim: Page 72: All private healthcare plans must conform to government rules to participate in a Healthcare Exchange.

True. This page begins a section setting up a new, national Health Insurance Exchange through which individuals and employers may choose from a variety of private insurance plans, much like the system that now covers millions of federal workers. Any private insurance plans offered through this exchange must meet new federal standards. For example, such plans can?t deny coverage for preexisting medical conditions (page 19).

Claim: Page 84: All private healthcare plans must participate in the Health care Exchange (i.e., total government control of private plans)

Partly true. Nothing like this appears on page 84. No insurance company is required to sell plans through the exchange if it doesn?t want to. Any employer may choose to buy coverage elsewhere. In fact, the vast majority of employers will still be buying private plans through the normal marketplace, because only employers with 10 or fewer employees are even allowed to buy through the exchange in the first year. The limit rises to 20 employees in the second year. However, new plans sold directly to individuals will only be sold through the exchange. Individuals who currently buy their own coverage can keep those plans if they wish, and if the insurance company continues to offer them.


Claim: Page 95: The Government will pay ACORN and Americorps t
Swintun
 
Posts: 49
Joined: Thu Feb 20, 2014 10:40 pm

Obama's Health Care Reform?

Postby Fogerty » Mon Oct 02, 2017 3:13 am

don't see any pros. Nothing the government does ever works right.

It would be better to just offer medicaid or something to people who can't afford insurance (and stop the corruption in the system) then to force the 85% of americans with insurance to change.
Fogerty
 
Posts: 53
Joined: Wed Feb 05, 2014 11:08 am

Obama's Health Care Reform?

Postby Elsu » Mon Oct 02, 2017 10:14 am

The insurance industry averages a 30% overhead, and medicare only 7%.
Where does that 23% go? People before profits!
Elsu
 
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Obama's Health Care Reform?

Postby Murphy » Wed Oct 04, 2017 2:30 am

Pros - unless you are going to get some of the patronage from the Chicago boys - there are none.

Cons

Undermines US competitiveness.

Makes people buy too much health insurance.

Redistributes money from some old people to some middle aged people.

Redistributes money from most young people to middle aged people.

Highly bureaucratic.

Vast engine of waste.

Cost inefficient.

Overlooks simpler but more effective reforms such as competition across state lines for health insurers.

Creates huge database to control populace.

Kills competition.

Increases taxes.
Murphy
 
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Obama's Health Care Reform?

Postby chatima » Thu Oct 05, 2017 12:27 pm

Obama is waiting for Congress to pass a law reforming health care. It will be Congress' health care reform and the President will either sign it into law or veto it.


Obama is calling for certain things to be included in this bill but there is no Obama Health Care Reform that is just silly to even say or post because it makes the asker seem as if they don't understand the basics of how our government works and how laws are passed.
chatima
 
Posts: 443
Joined: Fri Apr 01, 2011 4:59 am

Obama's Health Care Reform?

Postby Estcott » Fri Oct 06, 2017 2:48 pm

Against.

-Due to governments track record on similar issues.

-Far too expensive and will result in massive tax increases. Despite what Obama says.

-Our government was never intended to do such things. People solve these problems. Not government.

-- Can't believe this country does not have basic health care?!?!

I don't believe you live in the same country as I. No one can be denied health care here.
Estcott
 
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Joined: Sat Jan 11, 2014 6:08 am

Obama's Health Care Reform?

Postby Jered » Wed Oct 11, 2017 2:45 am

in simple terms via analyzing the URL, i will tell that one choose claimed it to be unconstitutional and coated representatives of 26 states in his suit. Does the article say something a pair of ruling? No, in view that section hasn't occurred yet. i'm helpful fairly some the states coated interior the suit are purple states, and that i exceptionally doubt that any component of the bill would be repealed for any reason via fact the choose maximum in all threat stumbled on some criminal loophole that could desire to no longer exist and desires to income from it for his own income.
Jered
 
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Joined: Thu Jan 09, 2014 5:45 am


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