by emiyn » Fri Oct 06, 2017 3:18 pm
No, a single European policy is all you need. Get the EHIC as well which gives you the same level of cover as the locals get. Without this the policy excess may be bigger.
Make sure you are up to date with the motoring regulations in the countries you are driving in.Here's a selection:
France; Reflective jacket in car not in boot, no speed cam warnings, approved breathalyser in car after july, Warning triangle
Germany; no speed cam warnings, winter tyres required in winter, permit needed for driving in some cities. First aid kit needed
There are a few other things so a bit of research is advised