Welcome to InsuranceForums.info!   

Advertisments:


Sponsor Links

Affordable Pet Insurance
Travel Insurance Comparison


Need liability insurance for self employed to work inside private homes. Need quotes from three companies?

All discussions relating to Business Insurance and Business Finance

Need liability insurance for self employed to work inside private homes. Need quotes from three companies?

Postby akavya27 » Fri Apr 01, 2011 9:06 pm

Starting my own business. It is personal assistant to busy people. Will be going into their homes. Preparing food, handling expensive pieces perhaps in their homes. I do not know how much insurance I need. I am assuming it should not be more than $5,000. What insurance companies are there for me to contact.
akavya27
 
Posts: 486
Joined: Thu Mar 31, 2011 9:43 pm

Need liability insurance for self employed to work inside private homes. Need quotes from three companies?

Postby adalberto » Fri Apr 01, 2011 9:11 pm

You need a Commercial General Liability. The minimum is 1,000,000 Aggregate and 1,000,000 Occurence. I don't know any insurance company that would go less then these limits. Let me give you a scenario. You come to someone's place. After you leave, the owenrs file a claim that you stole a vaulable piece of art. They take you to court. Even though, you are completely innocent, the defense cost will run thousands of dollars. That's why you need so much coverage, because Liability covers not only claims but also the defense cost! Good luck
adalberto
 
Posts: 464
Joined: Fri Apr 01, 2011 11:52 am

Need liability insurance for self employed to work inside private homes. Need quotes from three companies?

Postby dubh65 » Fri Apr 01, 2011 9:20 pm

Visit http://www.cheap-credit-cards.org/insurance/business-insurance.php to find leading small business insurance providers in your area.
dubh65
 
Posts: 479
Joined: Fri Apr 01, 2011 2:46 am


Return to Business Insurance

 


  • Related topics
    Replies
    Views
    Last post