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Medical Insurance For A Returning American Senior Citizen?

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Medical Insurance For A Returning American Senior Citizen?

Postby Washburn » Mon Oct 02, 2017 3:00 pm

I am trying to ascertain whether my grandmother qualifies for any form of medical insurance plan that would provide comprehensive coverage.

She was born in the state of Michigan, in 1927. She is 82 years of age, had a valid United States Passport despite not living in any of the states until recently. She is able to reapply/renew her passport should this be necessary, and is in possession of her US birth certificate. As she was born in America, she is free to return whenever she pleases and does not have to leave.

In view of her husband's recent death, she intends to travel to the States to live alongside her sister and two daughters until she comes to pass away - there is no longer any reason for her to live in Europe.

Does anyone know whether insuring her is possible?

We have succeeded in getting her travel insurance insofar, as aside from a mild case of thrombosis several years back and for which she takes daily medication, she is very good health and has no other pre-existing conditions.

Please help if you can...Thanks in advance
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Medical Insurance For A Returning American Senior Citizen?

Postby Frasco » Mon Oct 02, 2017 11:10 pm

When she relocate back into the USA she needs to register with the Social Security office and apply for social security benefits which in turn will register her for Medicare Part A.
She must then apply for Part B and possibly Part C and D.
Go to www.ssa.gov and see what possibilities exist for her medical needs.
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Medical Insurance For A Returning American Senior Citizen?

Postby Fabiano » Tue Oct 03, 2017 7:54 pm

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Medical Insurance For A Returning American Senior Citizen?

Postby foley73 » Fri Oct 06, 2017 1:46 am

1st of all America is not a democracy , America is a Constitutional Republic (recite the pledge or refer to the Constitution if you doubt). Can you believe many of our governmental officials do not understand or care about this? We already have free health care for all the people that cross our borders illegally and anyone else who can't pay, that is why we have high medical cost. Many Americans want the borders closed for this reason. We don't want the government involved in our healthcare and medical history because the next thing they will want top do is put a chip in us the way the are trying to do with all animals right now. Which would mean if you have a communicable disease you could be tracked and traced. This would be a loss of freedom and privacy. We don't want the government to own and control everything because America was founded on the knowledge that ALL government is corrupt and needs checks and balances and active citizens to keep in in check. If we are forced to vote why bother voting at all? We all all know by now that all the canidates are 2 sides of the same coin so voting is pretty pointless anyway on the National level, but if forced to do so are we really making a choice? Yes we are diffrent because we believe that guns help keep us free and we will never give up our guns so that our government can finish the transformation into a facist global track and trace country the way yours has, your criminals did not give up thier guns either...did they and many criminals hold the office of public official?
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Medical Insurance For A Returning American Senior Citizen?

Postby Selvyn » Fri Oct 06, 2017 9:43 am

You'd have to speak to a family insurance provider for that information.

At her age, she would be considered a risk. Even if she has had a

good health record. You might check with the local county agency

for Aging/Disabilities and see if one of their clerks can point you in

the right direction if they can't help you. If she is low income, she

would qualify for Medicaid through the state. She can apply for

Medicare and see what it would cost her at her elderly age. There is

a national number you can google for. Between these two agencies

you are sure to find the help you seek. And often a person can

qualify for both sources to help. Medicare often is a back up to

Medicaid coverage. I have been fortunate to be covered by both.
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Medical Insurance For A Returning American Senior Citizen?

Postby Ailbe » Sun Oct 08, 2017 11:33 am

Sorry to say but her only options would be medicaid or medicare.
No private insurance will want to have an 82 year old on the books , even with perfect health. Their charge for coverage would be prohibitive.
The rate on national average not on individual health.
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Joined: Sun Jan 19, 2014 10:31 pm

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