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I just turned 18 and got a ticket for going 75 on a 65. can i pay it without it affecting my parents insurance?

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I just turned 18 and got a ticket for going 75 on a 65. can i pay it without it affecting my parents insurance?

Postby broden7 » Thu Nov 24, 2011 1:36 pm

i just turned 18 and got a ticket for going 75 on a 65.. .bastard had a good hiding spot... i got fined $90 . .. i want to pay it with my parents never finding out i even got it... is that possible? or insurance gonna bite me in the ***.. .my parents can make some serious hell rain on me so "coming clean" isn't really a good option. please no lectures. i'm under their insurance still and car is on their name. im mainly wondering the insurance part.
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I just turned 18 and got a ticket for going 75 on a 65. can i pay it without it affecting my parents insurance?

Postby uli39 » Thu Nov 24, 2011 1:39 pm

when the insurance renews is judgement day/thats when the "push " comes
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I just turned 18 and got a ticket for going 75 on a 65. can i pay it without it affecting my parents insurance?

Postby aviya » Thu Nov 24, 2011 1:43 pm

If you are on their insurance still, 10 over the speed limit will impact the rate at renewal time. When they call the agent to find out why it increased, the answer will be your speeding ticket, so they will eventually know about it.
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I just turned 18 and got a ticket for going 75 on a 65. can i pay it without it affecting my parents insurance?

Postby kippie » Thu Nov 24, 2011 1:44 pm

it is best to come clean and tell them everything. its a matter of record and the insurance company checks them .you will be found out.
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I just turned 18 and got a ticket for going 75 on a 65. can i pay it without it affecting my parents insurance?

Postby jonathon73 » Thu Nov 24, 2011 1:53 pm

Depends what state you're in and what insurance you have. When you renew your license they don't normally check your record unless you change insurance companies. Also depends on how many points are added to your license in the state the vehicle is registered to/or where you live.

For example, here in new york. Even if I got a ticket for any moving violations, as long as it doesn't reach over 4+ points the DMV does not report it to the insurance companies. However like I said, if you change insurance companies, they will eventually find out.

So in reality, all depends on you're state, the type of insurance you have, how many points you received.

My suggestion,
Save some money, get a lawyer, they aren't that expensive, cant be more then double the ticket, they'll go to court for you, and most likely you'd win.
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I just turned 18 and got a ticket for going 75 on a 65. can i pay it without it affecting my parents insurance?

Postby art51 » Thu Nov 24, 2011 2:01 pm

carins.000space.com - here is my childrens car insurance. The company usually provides first time and young drivers by cheapest insurance rates.
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I just turned 18 and got a ticket for going 75 on a 65. can i pay it without it affecting my parents insurance?

Postby denzell6 » Thu Nov 24, 2011 2:04 pm

You don't want a lecture, so I will just voice an opinion.
You are a relatively young driver, little experience, breaking the law while using your parents to save insurance money.
You have little respect for either the law, or your parents.
You need to grow up, and you need to take responsibility for your actions.
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I just turned 18 and got a ticket for going 75 on a 65. can i pay it without it affecting my parents insurance?

Postby duardo » Thu Nov 24, 2011 2:15 pm

There is no way that your parents and their insurance company will not find out.


Please watch your language.
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