Find another insurance company. You should pre-arrange insurance coverage before shopping for your car. You'll have some idea as to the type of car you'll be buying. They will collect a deposit for the insurance. When you buy the car, you call the insurance carrier and give them the detail on the car you bought (VIN#, year, make, model, value, etc). You should be able to get insurance the day you buy the car. I've done that many, many times in my 47 years of driving.Almost all car dealerships will have deals with insurance agents. When you buy a car, they will arrange for the agent to come to the office... file out the paperwork, give you a license plate (and decal), etc. on the spot. If you can't insure it, presumably you knew at the time you bought it and could have made arrangements with the dealer.
If they don't, they will either drive you to a motor vehicle office (where they can perform the registration) and you can buy insurance there. In the worst case, you can get a temporary insurance permit (usually 24 to 72 hours) and then drive it to your home. These are usually fairly inexpensive.
I have never heard of a insurance company making you wait 15 days -- baring you not having a license or something. In which case, you should have known this and made arrangements with the dealer to pick it up at a later date or have it delivered to your house -- they have temporary insurance on the vehicle suitable for test driving.
The answer comes down to "Why is the insurance company making you wait 15 days?" Go to another insurance agent/company. Get a temporary insurance certificate. Make arrangements with the dealer to deliver it (if title transfer has not been send in yet). Or yes... hire a tow truck.
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