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How much will my Car Insurance go up after first DUI?

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How much will my Car Insurance go up after first DUI?

Postby hartun39 » Sat Jul 21, 2012 9:59 pm

I'm 20 years old and got a DUI. I am under my moms insurance plan and her plan has house and car insurance combined. I drive a 4 door SUV(slow) and have never gotten a point towards my license. She is covered through ALL STATE. How bad do you think this is going to be?
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How much will my Car Insurance go up after first DUI?

Postby ignacio » Sat Jul 21, 2012 10:07 pm

They are not going to cancel your insurance, and certainly not without telling you. And the increase is going to be a percentage of what your current premium is. If it is just liability insurance, then it wont be as bad. But if you carry full coverage then your collision is going to go up a bit.

Also, the possibility of insurance getting cancelled will depend on if it was a DUI during a traffic stop or a DUI involving an accident. If there was an accident, then they can send it to underwriting and determine if they will keep coverage.
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How much will my Car Insurance go up after first DUI?

Postby steward » Sat Jul 21, 2012 10:18 pm

Her auto insurance will probably be cancelled. Whether you have to get new insurance or whether the old insurance will keep you, the rate will be double or triple what she's paying now. Seriously.

This will last for three to five years.

Get help for your alcohol problem. Your doctor can help you. Stop pretending that the DUI was some weird anomaly and you are just fine. You were arrested because you have a problem with alcohol. Get help.
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How much will my Car Insurance go up after first DUI?

Postby marvin81 » Sat Jul 21, 2012 10:23 pm

Com on... Do you really believe that someone on Y/A or any Joe on the street is really going to know if your insurance will go up and then if it does How much it may go up? I have a feeling that very soon, you won't have insurance and won't have to worry about that. I can tell you though that whatever happens won't be good. If you really, really need to know, I have an absolute brilliant idea .............................Ask All State.
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How much will my Car Insurance go up after first DUI?

Postby marco » Sat Jul 21, 2012 10:30 pm

I like the way you say first DUI meaning that there will be more.
You don't want to know how bad it is.
With any luck, only you will be cancelled and not your mother too.
I hope you like walking.
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How much will my Car Insurance go up after first DUI?

Postby abban77 » Sat Jul 21, 2012 10:40 pm

Possibly more than 100% if they choose not to cancel.
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How much will my Car Insurance go up after first DUI?

Postby dedrik » Sat Jul 21, 2012 10:47 pm

That was smart.
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How much will my Car Insurance go up after first DUI?

Postby rovere » Sat Jul 21, 2012 10:49 pm

it wont be pretty..thats all i know about it
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