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How Much Does Disability Insurance Cost?

Disability Insurance News & Discussion

How Much Does Disability Insurance Cost?

Postby Albert » Sun Oct 01, 2017 8:47 am

Sounds about right.
Ask the agent what companies they looked at and they should be able to name about 2 or 3 others.


Make sure that it also covers partial or residual disability because a "total only" contract will only payout if she cannot work at all.
Carpel tunnel, bad back, etc wouldn't completely prevent her from working, but it might slow her down.
Albert
 
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How Much Does Disability Insurance Cost?

Postby Talmadge » Sun Oct 01, 2017 3:34 pm

I once had a consultant who billed me 30 hours a day for his work.


You're in the ballpark; if you want to lower the premium you could lengthen the elimination (waiting) period. For a checklist on disability insurance: http://www.insuranceyak.com/long-term-disability-checklist/

Good luck
Talmadge
 
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How Much Does Disability Insurance Cost?

Postby Moryn » Mon Oct 02, 2017 1:20 pm

You can get quotes in just a few minutes at - SALESQUOTES.INFO-

RE How much does disability insurance cost?

my 28 year old non smoking healthy wife who works at a computer for 30 hours a day was quoted $130 per month for $3000 per month of disability insurance. is that reasonable?
Moryn
 
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How Much Does Disability Insurance Cost?

Postby blade » Tue Oct 03, 2017 4:58 pm

Yep, that sounds about right.
blade
 
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How Much Does Disability Insurance Cost?

Postby Reod » Sat Oct 07, 2017 12:06 pm

Seems rather high to me. I have a life policy that I pay $40 a month for and I get almost as much disability coverage as that. (though I am in Canada if that makes a difference)

I would keep looking. Go to an Insurance Broker. That usually saves some time.
Reod
 
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