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How long does one have to file a claim for car insurance to get a car fixed in Ontario Canada?

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How long does one have to file a claim for car insurance to get a car fixed in Ontario Canada?

Postby kosumi59 » Sun Apr 29, 2012 5:36 pm

Making a Claim

Time limits
If you've been involved in a collision that may result in a claim, contact your insurance representative as soon as possible. You must notify your insurer as soon as possible (some policies specify within seven days) about any accident involving the automobile:

that must, by law, be reported to police; or
for which you intend to make a claim under the policy.
Most policies state that a written declaration ("proof of loss") must be made within 90 days of the accident. If you don't make your claim within this time, your insurance company may not be legally bound to honour your claim. In practice, however, most companies will honour a claim made within one year if there is a reasonable explanation of the delay.

If you are making a claim against another driver, you should notify him or her as quickly as possible. It's also a good idea to notify the other driver's insurance company of the claim yourself; don't assume that the other driver has done so.

In the unlikely event that you intend to sue your insurer, check your contract for any time limits that may apply.

http://www.ibc.ca/en/Car_Insurance/After_Collision/Making_a_Claim.asp
kosumi59
 
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Joined: Fri Apr 01, 2011 11:51 pm

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