Sorry that I am asking this again.


But I just found out that my name is not on my father's policy.

(My father didn't put my name because I have been living in other place.)

(Still, the address on my license says I live in his house.)

I got speed ticket while driving my dad?s car.


(I was driving 40 to 45 at 30-mile zone, but was ticketed for driving 53 MPH.)

This is 6 points, but pple say that if I plead not guilty, the prosecutor will likely reduce points a little.

Will the points affect my father?s insurance premium?

I don?t own any car and I rarely use his car, because I use public transportation.

I don?t want to put up with my dad?s complaints, and so I?m not gonna tell him about this.

This is my first traffic ticket in my life.

Any advice about what I can do at this point will be so appreciated.

Most of the time your dad's insurance company will not find out until you do this twice. Definitely ask for less or no points in leu of taking a defensive driving course. Since this is your first ticket anyway, the judge will reduce the number of points and tell you to pay a fine. Don't say anything about the fact that insurance is under your dad's name unless they ask you.