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How Does A Sole Proprietor Buy Disability Insurance For Themselves?

Disability Insurance News & Discussion

How Does A Sole Proprietor Buy Disability Insurance For Themselves?

Postby Igasho » Wed Sep 27, 2017 2:03 pm

The same way they buy general liability insurance for their business - they talk to a local insurance agent or broker.
They get quotes.
They select which coverages they want.


And then they pay the premium for it.


Easy, peasy, lemon squeezy.
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How Does A Sole Proprietor Buy Disability Insurance For Themselves?

Postby norwell » Thu Sep 28, 2017 5:42 am

They call a disability insurance broker and buy it.
Though, if the sole proprietor is newly in business, it'll be difficult to buy until a track record of earnings is established.
In that case, a critical illness policy might be a good alternative.
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How Does A Sole Proprietor Buy Disability Insurance For Themselves?

Postby Jorian » Fri Sep 29, 2017 3:01 am

Most all life insurance companies offer a disability option which can be added to your current life insurance policy.
Most people don't opt for it because they are covered under their employer's disability insurance.
As a sole proprietor, check with most any insurance company which offers life insurance.
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How Does A Sole Proprietor Buy Disability Insurance For Themselves?

Postby abisha » Fri Sep 29, 2017 5:30 pm

1
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How Does A Sole Proprietor Buy Disability Insurance For Themselves?

Postby Willard » Mon Oct 02, 2017 3:16 am

That's interesting
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How Does A Sole Proprietor Buy Disability Insurance For Themselves?

Postby sion » Thu Oct 05, 2017 5:01 am

the owner (sole proprietor) will pay no unemployment or incapacity on his or her earnings from their employer. he or she additionally can not deliver jointly unemployment or incapacity from the State of NJ. the only proprietor might desire to pay unemployment and incapacity on different, non proper. workers. There are specific regulations for the toddlers of sole owners based upon their a while.
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