My mother received a letter from Gerber life insurance claiming she was the sole beneficiary to a Gerber life insurance policy that was my grandfathers. Thing is he's been dead now for almost 7 years and he supposedly cancelled a policy with them years before he died. So how is it there is anything for her to collect? They only asked for his birth date, date of death, and name to verify when she called ? She was told that the claim department would contact her within 7 days. Admittedly I know nothing about life insurance but does this sound legit?

It may be legit. I would get them to send me some policy information before giving them any confidential information.

Take it to your agent and ask them. If you don't have an agent, then you got what you paid for when you purchased your insurance online.

My husband told me to buy Gerber Life Insurance for my kids and after doing a research, it didn't sound right to buy life insurance for my kids... That's kind of stupid, rather I should focus on us.

But anyways, there's a company that focuses on the entire family. I found it on Facebook, you can look them up at www.facebook.com/FlowerBack

I find it very interesting and will explore it further.