We had a kitchen fire in our home a few months back. They are getting into the installation of everything but going over the claim, it covers items to be removed, and covers materials (minimally) but it doesn't cover for anything to be replaced. So all the installation is being taken out of pocket and out of our materials budget. Does this sound right? I thought if its covered to be removed they'd cover for it to be put back.
Thanks for any help in advance.