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Help! Car & Insurance For 17 Year Old.?

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Help! Car & Insurance For 17 Year Old.?

Postby Ulmar » Fri Oct 06, 2017 4:26 pm

"ALSO, *PLEEEEASE* no do-gooder's telling me it is 'fronting' to go on my mums insurance, I am well aware of this, however I am also aware that if the car is registered in my mums name with the DVLA, then they don't have a leg to stand on. I have checked this with one of my mums friends, a solicitor. Also, nobody telling me that I 'wouldn't be able to handle the power' or that I'd 'kill myself', believe me, I'd smoke you ;)."

Wrong, no matter whos name it is in they will still detect fronting and refuse to pay out and there is nothing you can do about it.

And Dad - none of the young drivers killed on the roads this week or last were though of by their parents as likely to be killed on the roads this week.
Ulmar
 
Posts: 57
Joined: Sun Jan 12, 2014 1:09 pm

Help! Car & Insurance For 17 Year Old.?

Postby Marlayne » Sun Oct 08, 2017 11:31 pm

you have no experience in traffic, and no experience with a fast car in traffic. So you can push an accelerator pedal - whoop-de-do. So you are just as much a risk as any other inexperienced driver, and hence your premium will be just as high. Feel free to race cars on tracks.

the 'main driver' is the one who drives the most. If that's you, doesn't matter whose name the car is registered in. If you aren't the main driver, then you can go on as named driver. Lying to insurers will get you caught, and then you'll have something to whine about.

statement of the obvious: when daddy and uncle were 17, cars WERE less powerful and there were many fewer cars on the road. Driving was easier than, also fewer little boys hit trees as there were fewer little boys on the road.

It is a bit tragic to worry about the style of the car but that is your call. And it is REALLY tragic to suggest that someone not interested in cars is gay. What are you, twelve?

I wish you what you deserve. Hopefully it will be a big solid tree, not another person.
Marlayne
 
Posts: 66
Joined: Fri Feb 21, 2014 1:42 pm

Help! Car & Insurance For 17 Year Old.?

Postby Lennell » Mon Oct 09, 2017 4:45 am

I recommend one to try this site where onel can compare rates from different companies: http://QUOTESDEAL.NET/index.html?src=2YA...

RE :HELP! Car & Insurance for 17 year old.?

Hi, I'm 17 in a week & will be starting my driving lessons. I have my theory booked for a few days after & aim to pass in around 6 weeks, depending on the waiting list for the test, having 3-4 lessons a week. Driving a car isn't a problem for me, have had plenty of practise on tracks in my dads weapon ;) & have for the last 8 weeks or so been going to an empty industrial estate one or twice a week, driving my mums cooper S or occasionally my uncles M3. Just need practice with the ways of public roads from my instructor. Anyway, as you can probably tell I've had a fair bit of experience driving fairly fast cars, so thats where i need advice - can anybody suggest any fairly fast cars that are reasonable to insure? or any cheap insurance company's, or any ways to get insurance down, as long as they aren't completely ridiculous lies, I want to keep it as legit as possibly ideally. So far I've been quoted £1600-ish on a standard golf on my mums insurance, but ideally want something a bit quicker then that. My budget for a car + insurance overall is £4-5k. My ideal car would be a GTI, anybody know where i can insure one cheap-ish?

ALSO, *PLEEEEASE* no do-gooder's telling me it is 'fronting' to go on my mums insurance, I am well aware of this, however I am also aware that if the car is registered in my mums name with the DVLA, then they don't have a leg to stand on. I have checked this with one of my mums friends, a solicitor. Also, nobody telling me that I 'wouldn't be able to handle the power' or that I'd 'kill myself', believe me, I'd smoke you ;).

Sorry its a bit long, please help! :-)

Update: @Johnny DJ, thanks for the info & not patronising me about it!

With regard to whose name to insure under, I have found a company that lets you build NCB as a named driver, and I think it was about 5k just to insure it in my name! :(

And diesel was something I hadn't really given much too to be honest, but I think I'll shop around & have a look at diesel cars in general if they have cheaper insurance!

And I'll also look at those Clio's, I'm not too keen on French cars styling wise & due to bad reputation for been unreliable, however with diesels been much more reliable than petrol in general anyway I think I'll give it a look! Thanks again!

Update 2: @Modified dog - don't judge my driving skills when you don't know me, all my family race & love track days, I've been brought up to want to drive fast & my dad often lets me take his car for a spin around the local track, telling me where I need to improve e.g. braking later, changing smoother etc. Dont be a asshole, I'm not infantile, I just love cars and love to drive. Like I presume you may love to look at other men.

Update 3: @maia, my attitude is not smug and self satisfied, driving is simply a hobby for my - i really do fail to see anything wrong with that! As for me dieing, I really don't think you know what your talking about, I don't even know why I'm bothering to reply to you! My dad has just turned 40, his first car was an xr2, and my uncle (fathers younger brother's) first car was an rs cossie! (you may have to google what these are, you seem to be pretty uneducated in the subject you are talking about). Fast cars are just a thing in my family, and both are encouraging me to get one, and think its really unfair I'm not going to be able to because of the ridiculous insurance prices - they wern't that high when they were 17 and neither of them ever crashed!

As for 25% of deaths been 17-24, yes I really can see why. Please do not confuse me with somebody who is going to drive like an idiot, another common beleif in my family is that young people drive like idiots because they

Update 4: .

Update 5: Right, this is tyrone's father - and I'd just like to say I'm shocked at what everyone's saying to say the least. One person provided a decent answer trying to be helpful, the rest decided to be stuck up c*nts, stereotyping my son! I'm his father, and if my only child was to kill himself on the road, then I'm the one losing everything, not you, so if I'm confident he woulndn't drive unsafely, I fail to see why you judgemental wankers do!!!!!

With the regard to the person who said cars were less powerful back in the day, you clearly do not know what your talking about. A sierra cosworth had about 220 hp if i remember right, a golf gti has about 130. in 2 things i expect weigh roughly the same thats a BIG difference. please educate yourself better about the subject you are trying to preach to my son about.

And then another judgemental arsehole, who seems to think they know my son. hes not going to treat roads like a track, id kill him! & im not trying

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Lennell
 
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Joined: Sun Jan 05, 2014 4:26 am

Help! Car & Insurance For 17 Year Old.?

Postby Tohias » Thu Oct 12, 2017 1:58 am

@Modified dog - don't judge my driving skills when you don't know me, all my family race & love track days, I've been brought up to want to drive fast & my dad often lets me take his car for a spin around the local track, telling me where I need to improve e.g. braking later, changing smoother etc. Dont be a asshole, I'm not infantile, I just love cars and love to drive. Like I presume you may love to look at other men.
Tohias
 
Posts: 57
Joined: Mon Feb 24, 2014 10:14 pm

Help! Car & Insurance For 17 Year Old.?

Postby Martainn » Thu Oct 12, 2017 8:58 am

It's not actually much cheaper if the car is in your mothers name. It goes off the lowest common denominator, that's you.


In my opinion, its worth putting the car in your own name, and insuring it in your own name. It may be slightly more expensive for the first year, but once you get that first years no claims, you'll be laughing.

As far as cars go, any decent Gti type car will be out of the question, unless you get a £500 banger and pay £4,500 insurance.

Why not look at a diesel? They tend to be a bit cheaper to insure and you can get pretty powerful ones, with lots of torque. Great in a small car like a Clio. I had a 2004 Dci Clio with 100 BHP. I doubt you'll get better performance than that. My insurance AND road tax was £200 a year. (Not 2000!)

I believe that later versions have 105BHP (and the same torque as the 2.0 petrol).


You should be able to get one of these and insure it for 5k.
Martainn
 
Posts: 47
Joined: Tue Mar 25, 2014 11:58 am

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