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I Have Liability Insurance Will They Give Me Money For My Totaled Car?

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I Have Liability Insurance Will They Give Me Money For My Totaled Car?

Postby Audric » Sat Oct 07, 2017 4:56 am

The only thing Liability covers is your liability in an accident.
For car replacement you need collision for repair and comprehensive for other damages.
Audric
 
Posts: 44
Joined: Sun Feb 23, 2014 6:54 am

I Have Liability Insurance Will They Give Me Money For My Totaled Car?

Postby Annson » Mon Oct 09, 2017 2:28 am

Liability insurance only covers other people and other property.
If you chose and have only liability, you are out of luck
Annson
 
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Joined: Thu Jan 30, 2014 8:12 pm

I Have Liability Insurance Will They Give Me Money For My Totaled Car?

Postby Kermit » Mon Oct 09, 2017 5:15 am

Liability coverage is NOT car insurance.
It is coverage for damage done to others and their property that you are responsible for as a result of your operation of the vehicle.


When you buy only liability coverage you make a statement that you are self-insuring your vehicle.


This is why NOBODY should buy car insurance on-line, and NOBODY should buy state minimum coverages just to get legal.
EVERYBODY should talk to an insurance broker and get properly informed about coverages and limitations.

Sorry, but you are out of pocket.

Collision and upset - self-explanatory

Comprehensive - fire, theft, vandalism, hail, lightning, vermin, basically everything except collision and upset unless specifically excluded in the wording, such as criminal acts.
Kermit
 
Posts: 63
Joined: Thu Jan 16, 2014 6:25 pm

I Have Liability Insurance Will They Give Me Money For My Totaled Car?

Postby whitcomb » Wed Oct 11, 2017 1:20 am

Liability covers other drivers in case you cause an accident, does not cover your car.
whitcomb
 
Posts: 142
Joined: Mon Feb 11, 2013 4:22 pm

I Have Liability Insurance Will They Give Me Money For My Totaled Car?

Postby Nicholas » Wed Oct 11, 2017 1:19 pm

Nope you get nada zip
Nicholas
 
Posts: 60
Joined: Wed Feb 19, 2014 8:34 pm


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