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Group Life Insurance Claim?

  

Group Life Insurance Claim?

Postby hobard » Wed Aug 08, 2012 9:36 pm

I live in England and My Dad has been living in America for the past 10 years untill he passed away on Monday, iv since found out that he had Group life insurance through the company he worked for and i am the Beneficiary. I have no idea what I'm supposed to be doing regarding the claim on his life insurance? I don't have access to the policy or his death Certificate.
Can anyone help me?

Thanx in Advance
hobard
 
Posts: 377
Joined: Thu Mar 31, 2011 2:49 pm

Group Life Insurance Claim?

Postby yuvraj » Wed Aug 08, 2012 9:41 pm

Get the death certificate from "vital records". Then call the company and ask for a claim form.
yuvraj
 
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Joined: Thu Mar 31, 2011 9:46 am

Group Life Insurance Claim?

Postby arkwright37 » Wed Aug 08, 2012 9:47 pm

When your spouse or loved one dies, life insurance benefits are not paid automatically. As the beneficiary of a policy, it is up to you to file a claim in order to receive payment. You will need to contact your insurance agent or the insurer and complete and submit paperwork to the insurer.
Life Insurance Claims
Annuity Contract Claims
Accident and Health Claims
Group or Business Insurance Claims

You should contact your insurance company and submit all necessary document.
arkwright37
 
Posts: 394
Joined: Thu Mar 31, 2011 2:33 pm

Group Life Insurance Claim?

Postby aethelbeorht » Wed Aug 08, 2012 10:00 pm

When your spouse or loved one dies, life insurance benefits are not paid automatically. As the beneficiary of a policy, it is up to you to file a claim in order to receive payment. You will need to contact your insurance agent or the insurer and complete and submit paperwork to the insurer.
Life Insurance Claims
Annuity Contract Claims
Accident and Health Claims
Group or Business Insurance Claims

You should contact your insurance company and submit all necessary document.
You can get a copy of his death certificate by going online and getting the address of the "vital records office" in the state where your father lived. Or you could ask a friend or relative over there to get a copy for you. Whilst you are waiting for that to arrive you need to contact Group Life and ask them what other information/proof they will need. His previous employers may be able to provide you with an address if you can't find one online.
The fact that your father died a long way away means that things will take longer to deal with as you will have to wait for paperwork to arrive etc, but don't waste time by doing what you THINK is required - contact the life insurer and make sure you do what IS required. You will definitely need a copy of the death certificate.
Hope it all goes smoothly for you - losing your dad is very hard to cope with without the added complication of the distance involved. Good luck.
aethelbeorht
 
Posts: 383
Joined: Thu Mar 31, 2011 10:45 pm

Group Life Insurance Claim?

Postby collingwood » Wed Aug 08, 2012 10:02 pm

contact the insurance company for info on
how to file death claims.
do it fast as some times policy will lapse
and make a bigger hassle.

as for death certificate it can be obtain
in the legal jurisdiction that he died in.
may cost u some $$ and notarized papers.

google place he died for death certs..
collingwood
 
Posts: 384
Joined: Thu Mar 31, 2011 3:05 pm

Group Life Insurance Claim?

Postby frederik86 » Wed Aug 08, 2012 10:04 pm

Talk with the executives of the company that have been provided group life insurance to your dad. They will manage all.
frederik86
 
Posts: 429
Joined: Thu Mar 31, 2011 7:00 am

Group Life Insurance Claim?

Postby hartun39 » Wed Aug 08, 2012 10:16 pm

Sorry for your loss, You'll need to contact his employer and find a way to get the death certificate as you won't be able to make a claim without it.
hartun39
 
Posts: 377
Joined: Sat Apr 02, 2011 12:53 am


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