by brandr » Wed Sep 07, 2011 4:59 am
321 you are back in the room -good afternoon,
Time you were brought kicking and screaming into the real world for teen drivers.
UNDER DADS NAME - its fraud, its a criminal act called "Fronting". When caught at best you will not have a claim honoured in the event of an accident, to the other extreme you and Dad end up in jail for a spell - heres a BBC news report to tell you all about it http://www.bbc.co.uk/news/10241769
The REAL cost - even if you do attempt the fraud above the insurers now base the premium on the highest risk driver because they know that Dads and Mums insuring a car, a second car thus having no No Claims Bonus to put to it are telling lies about who the real main driver is.
Here's what will happen - At best you can bank on insurance being £3000 and maybe more for a 1.0 litre Corsa or similar. At least you will get a good one for the money you have to spend.
Forget 1.6, forget sporty or modified for the next 7 or 8 years