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First car i cant decide??help 10points ?

  

First car i cant decide??help 10points ?

Postby kodie » Tue Aug 14, 2012 8:59 pm

I'm 18 and I have enough cash for a car insurance blah blah blah

But insurance is sky high in the UK ay the moment and basically I'm gonna have to get a 1litre car so what should I get I'm male 18 ,

A lot of small cars look girly and if your male you'll understand better but girls answer aswell please
kodie
 
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Joined: Mon Jul 09, 2012 4:00 am

First car i cant decide??help 10points ?

Postby lyman » Tue Aug 14, 2012 9:10 pm

Interesting question...

It's not easy being a young driver at the moment!

We did this search - http://www.usedcarexpert.co.uk/buy/-/mincc-500/maxcc-1000/ - this shows you exactly the kind of cars you can choose The Corsa is not a bad car by any means - but consider this, the 0 to 60 time is 17 seconds. That is really, really slow and doesn't bode well for long inclines with mates in the car! The Citroen C1 takes 13.7. It's a great car and the one we'd opt for there...

If you look at the cars - the 107 is the best choice. The Hyundai i10 is an OAP's car - the Smart way to expensive and the Fiat 500 is as girly as it gets! The truth is, none of the options is exactly butch. You could go for quirky...

http://www.usedcarexpert.co.uk/buy/smart/fortwo/d-238/id-5513417/

But they really are not cheap!

Go for either the Citroen C1 or the Peugeot 107 (they are the same car) and you won't go wrong.

Good luck with it.

Tom UsedCarExpert
lyman
 
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First car i cant decide??help 10points ?

Postby aston81 » Tue Aug 14, 2012 9:13 pm

Being realistic a 1.0L Toyota Yaris 1999-2000 and onwards would be your best bet. You can make them look quite smart. If you can afford a brand new car, a 107, C1, Aygo, Corsa 1.0, Peugeot 208 1.0, or Clio 1.2.

The engine size does play a part in insurance but its not so much to do with the engine as you would think. My 17 year old brother is currently insured on a Peugeot 206 GTi HDi 1.6, with 110horsepower standard, 0-60 in 8.5~ seconds. And generally a really quick car, his insurance is £1200. Yes this is expensive but I wouldn't expect to pay too much less on a first car.

The majority of the reason for high insurance is the area you live in and the type of car you choose, the cars you really wouldn't want to drive as a new driver are really cheap, and the cars you do are a lot of money. This is due to the fact insurance companies look at statistics and see how many cars have claims ran through on them, and populate what cars are the biggest risk. The best way is either a really uncommon car, or a brand new car - as insurance is much cheaper, but then again the car is very expensive.

I am currently 21 and have paid over a thousand pounds for my insurance almost every year. My cars have ran, with insurance premiums;

1st year driving: 2003 1.4 Diesel Fiesta £2,300
2nd year driving: 2004 2.0 BMW 3 series £1,200
3rd year driving: 2005 2.5 BMW 3 series £950
4th year driving: 2007 3.0 Twin Turbo BMW 535d: £1,300

It is illegal on your insurance company to have yourself as a named driver when you will be driving the car the most, which is most likely. It is legal however to add on other drivers who may drive your car, for example my grandmother and grandfather are insured on my policy, but I have declared they have their own vehicle which they drive and will drive my car rarely (never!).

Make sure you chose your car wisely. I have insured with a company called bell.co.uk (part of admiral group) from when I very first started driving and have found them the cheapest (and very, very good) by far. They now have a new option to install a black box to your car, which monitors how well you drive and significantly lowers your insurance. As well as this your insurance will continue to lower in future if you prove how well you drive!

Good luck!
aston81
 
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First car i cant decide??help 10points ?

Postby hasani » Tue Aug 14, 2012 9:14 pm

most common is a corsa - im a girl like but loads of guys have them, im 25now but i got my 2003 1l blue corsa at 18 and had it 7years it got 2bumps to the back bumper 1 not my fault and 2nd time i was ill nothing major. It was cheap to insure, tax reasonable, cheap to run, and most important never needed any major parts ever year it was oil+filter and spark plugs every other year and air filter either cleaned or replaced. Only part that went commonly was CV boot but they are cheap - only sold it this year to get bigger car a 1series bmw
hasani
 
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First car i cant decide??help 10points ?

Postby stefford » Tue Aug 14, 2012 9:34 pm

toyota!
don't get a european car!
stefford
 
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