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Financial Responsibility For Baby's Birth And Nicu Bills?

Unemployment Insurance and Employment Discussion

Financial Responsibility For Baby's Birth And Nicu Bills?

Postby Heahweard » Thu Dec 11, 2014 11:09 am

Our 19yo daughter surprised us (literally) with a premature delivery (7 months) of a baby boy.
We were told by my husband's employer that our insurance covers babies born to our children for the first 31 days.
Insurance paid out approx. $75,000 for the baby's neonatal intensive care unit (nicu).
This was 1 year ago.
Now the insurance company is saying that the baby was not covered based on the plan we have and therefore none of that money should have been paid out.
They are recalling the money they paid to the hospitals and now we are being told we owe that money.
My question is - as the baby's grandparents are we responsible for those medical bills or is our daughter? She is going to school and is unemployed and therefore has nothing.
Where would I look for assistance?
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Joined: Sun Jan 12, 2014 6:48 am

Financial Responsibility For Baby's Birth And Nicu Bills?

Postby eimar » Fri Dec 12, 2014 3:29 pm

Send your daughter to the local Dhs office if she was unemployed when the baby was born they may be able to help the baby should have been covered by medicaid. And if she can't get help their send her to the billing department at the hospital they have papers she can fill out for grants that could help pay for the bill.... and no she and the dad are responsible even if she was a minor
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Joined: Fri Apr 01, 2011 4:17 pm

Financial Responsibility For Baby's Birth And Nicu Bills?

Postby Fahroni » Sat Dec 13, 2014 7:35 am

Your 19 y/o g-daughter is an adult.
This was never your bill.
It is NOT her parents bill even if she is going to college.

She has to stop college for many years, and pay for this baby's living.
She has to become a real adult and go get a job now.
College is not something for her now.
Bet she didn't get pregnant by herself! Time to find the father and get things going.

By the way, hospital insurance for delivery only covers the baby for one month, then stops.
You likely are not involved in this situation even if you do have health insurance.
It depends upon what the mother's insurance is, not yours.
The parents have to make the arrangement for a pediatric insurance coverage.

No one made any plans for this? Wow!
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Joined: Wed Jan 22, 2014 6:10 pm

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