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If i drive less than 40 miles a day am I really entitled to more affordable car insurance?

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If i drive less than 40 miles a day am I really entitled to more affordable car insurance?

Postby ozzie94 » Sun Jul 22, 2012 4:59 pm

You probably notice these ads on yahoo saying if you drive less than 40 miles you are entitled to cheap insurance to click on their ads to find out more. I was wondering if that true, what 's the trick?
ozzie94
 
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If i drive less than 40 miles a day am I really entitled to more affordable car insurance?

Postby ronell » Sun Jul 22, 2012 5:00 pm

many insurance companies in the US do offer a low mileage discount for many people who drive under a certain amount per year, it's mostly taken advantage of by seniors.

i know for a fact that travelers, farmers, and commerce offer it.
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If i drive less than 40 miles a day am I really entitled to more affordable car insurance?

Postby storm81 » Sun Jul 22, 2012 5:08 pm

Yes, probably. My company will give a better rate if I drive less than 7500 miles per year (20 miles per day) and also less if I do not drive the car to work. Why? Because their risks are lower. I'm not sure that it will give you "cheap" insurance but it may give you "cheaper" insurance
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If i drive less than 40 miles a day am I really entitled to more affordable car insurance?

Postby enock » Sun Jul 22, 2012 5:13 pm

It's marketing bull crap. I pay $290 every SIX months for FULL coverage on my 2012 Mazda3. I drive about 18000 a year and live in the USA. I'm married, older than you probably, have a $1000 deductible and haven't had an insurance claim since the mid 1990's.
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If i drive less than 40 miles a day am I really entitled to more affordable car insurance?

Postby mardon31 » Sun Jul 22, 2012 5:15 pm

"Entitled"? No. Eligible? Perhaps.
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