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Does Aarp Offer Affordable Health Insurance? What Is The Best Medical Care Option For Low Income Americans?

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Does Aarp Offer Affordable Health Insurance? What Is The Best Medical Care Option For Low Income Americans?

Postby Clinton » Fri Oct 06, 2017 1:48 pm

I am helping someone trying to find health benefits. She saw an add for AARP on TV and asked me to check into it. From what I can see AARP is a magazine subscriiption that offers a few discounts and offers a plan to suppliment existing insurance. It does not appear to be a place you can go for affordable primary health insurance. She is 55 years old, in relatively good health, except for taking high blood pressure medicine, a legal U.S. resident and currently unemployed. He last job was a Nanny job and that is probably what she will find next, but those kind of jobs are usually with a private family and they offer nothing in way of benefits. I have tried to GOOGLE "low income health insurance" and the best I have found is a short term policy, with a 7500 hospital deductable that costs 256.00 a month, still out of her reach. Are there any alternatives for low income Americans? Is AARP a possible solution to get her access to affordable medical care? All input is appreciated. She is just wants to be able to get affordable medical care and I really do not have an answer for her
Clinton
 
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Does Aarp Offer Affordable Health Insurance? What Is The Best Medical Care Option For Low Income Americans?

Postby Jeramy » Fri Oct 06, 2017 6:05 pm

AARP is a club - they don't sell insurance.
They'll send her to one of the insurance companies that pays them lots of money for the privelege of buying their "leads".


And someone who's 55, I'm not sure what you consider "affordable" for health insurance, but a FAIR rate in most states with a $3,000 deductible, is going to be darned close to $400 a month, IF she's not overweight, and doesn't have ANY preexisting conditions - not likely, at her age.


"Low income health insurance" is called Medicaid - welfare health insurance.


And if she is healthy, it will be more affordable for her to just pay the doctor.
The ONLY thing insurance does, is pay part of the bills for you.
It doesn't GET you health care.
And it can't make a doctor charge LESS.
Doctors and hospitals just charge a whole bunch of money for their services - and the more you want to buy, the more it costs.
Just like with anything else.
Jeramy
 
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Does Aarp Offer Affordable Health Insurance? What Is The Best Medical Care Option For Low Income Americans?

Postby leonie61 » Sat Oct 07, 2017 2:50 pm

Let this site do the work for you: COVERAGE-FINDER.NET just submit your info and get the best rates.
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Does Aarp Offer Affordable Health Insurance? What Is The Best Medical Care Option For Low Income Americans?

Postby Chaunce » Mon Oct 09, 2017 11:58 am

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Does Aarp Offer Affordable Health Insurance? What Is The Best Medical Care Option For Low Income Americans?

Postby Gardner » Tue Oct 10, 2017 1:57 am

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RE Does AARP offer affordable health insurance? What is the best medical care option for low income Americans?

I am helping someone trying to find health benefits. She saw an add for AARP on TV and asked me to check into it. From what I can see AARP is a magazine subscriiption that offers a few discounts and offers a plan to suppliment existing insurance. It does not appear to be a place you can go for affordable primary health insurance. She is 55 years old, in relatively good health, except for taking high blood pressure medicine, a legal U.S. resident and currently unemployed. He last job was a Nanny job and that is probably what she will find next, but those kind of jobs are usually with a private family and they offer nothing in way of benefits. I have tried to GOOGLE "low income health insurance" and the best I have found is a short term policy, with a 7500 hospital deductable that costs 256.00 a month, still out of her reach. Are there any alternatives for low income Americans? Is AARP a possible solution to get her access to affordable medical care? All input is appreciated. She is just wants to be able to get affordable medical care and I really do not have an answer for her
Gardner
 
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Joined: Tue Jan 07, 2014 6:05 pm

Does Aarp Offer Affordable Health Insurance? What Is The Best Medical Care Option For Low Income Americans?

Postby Tohopka » Tue Oct 10, 2017 6:52 am

There are alternatives for some low income Americans, but not for her.
Because she is already 55 and already has high blood pressure, it is too late now.
She could have affordable insurance now, if she had gotten it when she was younger and was not yet taking medication.
It is too late now.
Tohopka
 
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Does Aarp Offer Affordable Health Insurance? What Is The Best Medical Care Option For Low Income Americans?

Postby Audie » Wed Oct 11, 2017 7:09 am

Try https://tr.im/ls5As
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Does Aarp Offer Affordable Health Insurance? What Is The Best Medical Care Option For Low Income Americans?

Postby Aodhan » Thu Oct 12, 2017 3:02 am

I worked in temporary contracting for almost twenty years, during which time I had no medical or other employer benefits. I was lucky enough to enjoy good health the entire time. Now I'm a full-time student, and Florida state law requires me to purchase medical insurance at around $1500 a year. I paid extra for dental, but when I went to the dentist supposedly covered by the plan, they claimed I had no coverage, and required me to pay for everything. Also, during Xmas break when the school medical center was closed, I had an ear infection, and had to seek treatment somewhere else. Again, no help from the plan. So far, the state-required plan has taken about $3000 out of my finanical aid checks, while refusing to pay for any of my medical expenses. I'm in favor of a single-payer plan for the whole country. I've never understood why employers are expected to provide medical coverage for their employees, since they don't pay for employees' car insurance, utility bills, etc., and also why some employers are exempt from providing coverage at all. Neither can I understand why all American employers are not in favor of universal health care, since it would relieve them of a costly burden that typically has nothing to do with the business they're in. The United States has an outdated, dysfunctional health care "system" that openly discriminates against the elderly, the infirm, minorities, the unemployed, and the underemployed. The sooner it's replaced the better.
Aodhan
 
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Does Aarp Offer Affordable Health Insurance? What Is The Best Medical Care Option For Low Income Americans?

Postby Ollaneg » Thu Oct 12, 2017 10:07 am

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