Car insurance question for a accident?

by **tassa** » Fri Apr 01, 2011 1:50 am

I had a collision accident and it was my fault. My car has only liability coverage. Do I need to pay deductible to fix the other car? I undersstand that deductible is only for fixing my own car if I have a collision coverage, right? The estimate is $670. If I have to pay the deductible, it is not worthy to report to insurance company. Please help.

by **seafra** » Fri Apr 01, 2011 1:53 am

no you do not have to pay for the deductible for the other car

by **burket** » Fri Apr 01, 2011 2:01 am

You have to report it or the driver of the other car, if he's slick, can report it as a hit and run. REPORT IT and yes you pay your deductable not the other owners.

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