my car was hit by another driver who admits full liability.car insurance company have written my car off ( due to cost of repairs).the damage is to the internal frame only and my car is drivable and i wish to keep it.have been made an offer which would mean my car is then the property of a salvage company.Insurance said i might be able to buy my car back threw their auction?.how does this work?. They also know require a additional premium of £1100.00 so can i just insist my car is repaied?...

Once the insurance company "deems" your car is a write off, then NO, they cannot repair the vehicle.

The insurance company pays you for the value of your vehicle and then the insurance company owns it, which most sell to salvage yards for parts.

But if where you live, they allow you to keep the vehicle, then they usually "subtract" out salvage value of the value they offered you. Then you can take the money they offered (minus salvage) and have repairs done AT YOUR COST. You may also have other requirements needed, such as smog tests etc to have it registered for a salvage title, but the insurance company would explain what is needed.

I am confused about the 1100 pounds you quote on a premium. Is that a loan or the insurance?

good luck