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Can You Legally Expose Bad Business Tactics?

Funeral Insurance, Term Insurance and Burial Insurance

Can You Legally Expose Bad Business Tactics?

Postby Miska » Mon Sep 04, 2017 6:28 am

My Mom passed away in May of 2008. She resided with me all of my adult life and I was her sole caregiver despite the fact that I have three brothers. Just before my Mom died I was going through a very messy divorce. I purchased a home in November of 2007. My now ex-husband refused to sign a
waiver at the close of my house. I put the actual deed to my home in my Mother's name, not expecting her to pass away so shortly. The loan officer and Realtor advised me to do
this just as a precaution. The actual loan on the house is in my name. When my mother passed away my three brothers suddenly appeared only to team up to have my Mom taken back
to the area where they live, to be buried. I was totally against this! My mother had always resided with me and I wanted her body put here, near me. I had initially signed papers at the funeral home as did my brothers. I told the funeral home director during a meeting with the family that if I did not have any say so about where my Mother's body was taken that I refused to pay any of the bill. He
acknowledged me and then I walked out. Since the funeral home director has became very ill funeral home was sold to another party. The new funeral home director has now been awarded administer of my Mom's estate despite my wishes. And can only seem to find the paper that was signed by me
releasing my brothers of all responsibility to pay on this debt. My Mother did not have any assets at all, other than the deed to my home being in her name. I am afraid that this funeral home director is going to try to sell my house for the unpaid debt. My question is can he do that and what
can I do to prevent it. My home is all that I have I only put the deed in my mother's name to protect it during my divorce. I have made every single payment on my home, carried insurance and paid taxes all in my name alone. If anyone can help me out by suggesting what I can do next, I
would really appreciate it. As with most people, money is really tight and I don't know what to do next.Can I expose this funeral home and what they are doing to the public legally? Does anyone have any ideas as to what I should do next? Please help if you can! [email protected]
Miska
 
Posts: 55
Joined: Tue Feb 18, 2014 2:34 pm

Can You Legally Expose Bad Business Tactics?

Postby Morven » Tue Sep 05, 2017 2:19 pm

You made a good point there. They should be loyal to the country that gave them the opportunity to play. Moreover, their country made them able to coach a national team. But as some users said above, Cricket has now become a professional sport and they need money to run their family after retirement. I don't see anything wrong in teaching others what you've learnt. If the home board can't present them with enough opportunities, they will go for another option and they should IMO.
Morven
 
Posts: 52
Joined: Thu Feb 06, 2014 4:30 am

Can You Legally Expose Bad Business Tactics?

Postby Alejandro » Tue Sep 05, 2017 3:24 pm

Did the funeral director actually suggest taking your home, or are you assuming? If you signed the house as colleteral to secure the service, then they would be able to take it.
I've never heard of a funeral home doing so.
Funeral services cost as little as $2500 for a coffin and service to $60,000 for a the whole, out of control shin-dig.
I'd guess that your mother's was about 6-10,000, right? Not something you'd demand a house for.

The money owed is treated like any other type of service, it's not part of the deceased's estate unless they signed for it.
If that's the case, then it would've have to have been pre-paid.
If you're having issues with a pre-paid service, you need to contact your state's Division of Insurance.

If you did not offer the house as collateral and the funeral director is threatening to sell it, you need to file a complaint with the licensing board.
Unless you live in Colorado, we don't license them here.
In that case you just ignore them.

Honestly, what you really need to do is try to set up a payment plan.
In any of these situations.
Save your credit and the headache.

Sorry for your loss.
Alejandro
 
Posts: 47
Joined: Sun Jan 05, 2014 7:01 am

Can You Legally Expose Bad Business Tactics?

Postby Bhraghad » Sun Sep 10, 2017 8:23 pm

My Mom passed away in May of 2008. She resided with me all of my adult life and I was her sole caregiver despite the fact that I have three brothers. Just before my Mom died I was going through a very messy divorce. I purchased a home in November of 2007. My now ex-husband refused to sign a

waiver at the close of my house. I put the actual deed to my home in my Mother's name, not expecting her to pass away so shortly. The loan officer and Realtor advised me to do

this just as a precaution. The actual loan on the house is in my name. When my mother passed away my three brothers suddenly appeared only to team up to have my Mom taken back

to the area where they live, to be buried. I was totally against this! My mother had always resided with me and I wanted her body put here, near me. I had initially signed papers at the funeral home as did my brothers. I told the funeral home director during a meeting with the family that if I did not have any say so about where my Mother's body was taken that I refused to pay any of the bill. He

acknowledged me and then I walked out. Since the funeral home director has became very ill funeral home was sold to another party. The new funeral home director has now been awarded administer of my Mom's estate despite my wishes. And can only seem to find the paper that was signed by me

releasing my brothers of all responsibility to pay on this debt. My Mother did not have any assets at all, other than the deed to my home being in her name. I am afraid that this funeral home director is going to try to sell my house for the unpaid debt. My question is can he do that and what

can I do to prevent it. My home is all that I have I only put the deed in my mother's name to protect it during my divorce. I have made every single payment on my home, carried insurance and paid taxes all in my name alone. If anyone can help me out by suggesting what I can do next, I

would really appreciate it. As with most people, money is really tight and I don't know what to do next.Can I expose this funeral home and what they are doing to the public legally? Does anyone have any ideas as to what I should do next? Please help if you can! [email protected]
Bhraghad
 
Posts: 49
Joined: Fri Mar 07, 2014 1:42 am


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