I am 18 years old. I am pregnant and due in may. My boyfriends parents are prepared to help in any way but I haven't told my parents yet. I was planning on stayin on their health insurance until I graduate college. Can I still stay on their insurance once I have my baby? And can my baby go on my boyfriends insurance plan? Or do I have to register for my own health insurance now?
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- Joined: Sat Apr 02, 2011 8:16 am
My fiance is on her parents insurance and I'm on my parents. Our little girl can't be on either insurances so I have to get a second one through my work. If your bf has his own insurance and he is the legal father then he can put the baby on his. You can stay on their insurance after the baby. It won't change your eligibility status. Ignore the green guy below. His answers are "stunted" for knowledge.
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As far as I know you can stay on the insurence until you are 26 years old. The baby may not be on the health insurence after he/she is born. Look on the website of the ins. you have and see if theres some info there. I had my son when I was 19 and I am 25 now and he and I are still both on my mother's insurence.
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- Joined: Sat Apr 02, 2011 9:44 am
First off, you need to tell your parents now and see a doctor. As far as insurance goes, that depends. For example, my parents plan would have let me stay on their insurance until was 26 granted my parents were still willing to pay to keep me on. Some may not let you. You'll have to speak with them about it. And yes, your boyfriend can add the baby onto his.
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- Joined: Fri Apr 01, 2011 12:24 pm
Your baby cannot go on your parents plan. That is only for an adult child under age 26.
Your baby cannot go on your boyfriend's plan since you must be his spouse for that.
You will have to buy a health insurance policy for the child.
You'd better get a job with health benefits and forget about college.
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