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Can Someone Please Explain To Me What "Obamacare" Is?

Health Insurance topics including Obamacare & Health Insurance quotes

Can Someone Please Explain To Me What "Obamacare" Is?

Postby boy » Mon Sep 30, 2013 8:02 am

I would prefer if an American person could answer my question please :)
I live in Europe so I don't have any idea what it is, but I hear about it all over American news stations and on the Internet, except I have never heard it properly explained and broken down.
Thanks :)
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Joined: Mon Jun 17, 2013 11:27 am

Can Someone Please Explain To Me What "Obamacare" Is?

Postby gard » Mon Sep 30, 2013 8:03 am

I was going to say!

No, we can't explain it concisely, because it's a massive piece of legislation, that does LOTS of things. It's also called the "Affordable Care Act" -- Obamacare is more of a nickname.

It was designed to enable most of the Americans who don't have access to health care to get it; and to prevent costs from continuing to sky-rocket, as they have been for decades.

A few of the big things it does: prevents insurance companies from refusing to offer insurance to people for "pre-existing conditions" (which means having ever had any medical problem or condition); makes insurance companies that spend less than 80% of the money they collect on actual health care (they can't keep 30% of premiums as profit, or waste it in "administrative fees"); and it sets up ways that people can buy health insurance, actually requiring most people to have at least basic coverage.

It does lots and lots of other things, but too many to list here.

Most Americans had been BEGGING for health care reform for decades. We actually wanted a single-payer system, as civilized countries have, but that wasn't considered politically feasible. While it was being proposed and passed, and since, Republicans have told innumerable lies about it, and tried to get it reversed, or otherwise tried to stop it going into effect (more and more provisions have been going into effect, with the biggies going into effect next year).

Edit: The "I was going to say" was "until I read you live in Europe" -- as it would be really strange to not have heard a lot about it here.

I wanted to correct the idea that it is "state paid" -- mostly it isn't. There's an expansion of the government paid system, but it won't cover everyone.

Also, the idea our health care system was ONLY considered broken after the recession is wrong. It's been a problem for a long time. But the Republican Party is never happy at anything that prevents or reduces needless suffering and death, so they have always hated the idea of making things better.
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Can Someone Please Explain To Me What "Obamacare" Is?

Postby naruto » Mon Sep 30, 2013 8:09 am

It was a 2000 + page health care bill that was passed even though know one read it. In fact, one of its biggest proponents, Nancy Pelosi, said "Well, you have to pass it in order to find out what's in it." It is so horrible that Obama wants to delay implementation until after the 2014 elections. The co-sponsor of the bill has now called it a train wreck. The labor unions who initially supported it, are now vigorously supporting it being repealed. What does Obama do? He doubles down on pushing it forward. His agenda is clear - bring this country to ruin so they can socialize everything.
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Can Someone Please Explain To Me What "Obamacare" Is?

Postby elisai69 » Mon Sep 30, 2013 8:12 am

Its basically this...we all have some publicly funded healthcare system for people who cant afford it right? I am from India, you from EU....I think most Eu nations have them.

Now since USA govt and public were blind supporters of capitalism, they thought that health is best left to market, with a pay or die system. Now after the recession the people over there are not thinking capitalism is soooo gooood. And a lot of people are in tighter condition than before. Now obama came with a populist policy with an attempt to introduce state paid basic healthcare. Many richer segment of USA people are pissed off since they think its wastage of their tax money and obama's rivals have been portraying this as "socialist" and big brother like. While its true that a lot of big brother liks things were done by obama regime, the consideration of obamacare as socialist is far from truth. Its no big special deal and rest of the world has it overall right already. Private healthcare for those who can buy.....public basic healthcare for poor people.
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Can Someone Please Explain To Me What "Obamacare" Is?

Postby fulhert90 » Mon Sep 30, 2013 8:20 am

Insurance reform. There are many components to it, but the base is that American citizens are now required by law to have health insurance (or pay a penalty) and employers with over 50 employees must provide some sort of health coverage for their employees.
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Can Someone Please Explain To Me What "Obamacare" Is?

Postby ohcumgache » Mon Sep 30, 2013 8:30 am

This site should answer your questions.

Ignore the derogatory propaganda from the right.
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Joined: Tue Oct 30, 2012 12:04 am

Can Someone Please Explain To Me What "Obamacare" Is?

Postby duke » Mon Sep 30, 2013 8:36 am

This site should answer your questions.

Ignore the derogatory propaganda from the right.
A communist's idea of health care.
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Joined: Wed Jul 31, 2013 11:37 am

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