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Can I Get Short Term Disability Without Short Term Disability Insurance?

Disability Insurance News & Discussion

Can I Get Short Term Disability Without Short Term Disability Insurance?

Postby Jaap » Mon Sep 18, 2017 2:23 pm

Okay so I had a full time job for 3 years, after a stupid mistake, I feel I was fired - they say I resigned... I was denied unemployment... okay now I am a single mom this is my 2nd child and I am due in Feb. I have been working like >10 hours a week as a retail associate in a mall, no benefits. When I am terminated in January (to go on "maternity") will I be able to get short term disability? I live in NJ, I am clueless... I will have no way to pay any of my bills, my mortgage, etc... does anyone know anything or has anyone been in this situation?
Jaap
 
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Can I Get Short Term Disability Without Short Term Disability Insurance?

Postby Eneas » Thu Sep 21, 2017 5:55 am

First off.. when did you get your notice of unemployment ineligibility? If its still within the appeal period, i would appeal.
http://unemploymentguru.com/new-jersey-a...


click on that link for the appeal process in NJ. Most claimants don't know that they have the right to appeal the initial determination. I've been unemployment advocate for a long time and also feel bad that claimants aren't ever as prepared as the employer.
Eneas
 
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Can I Get Short Term Disability Without Short Term Disability Insurance?

Postby terrall51 » Thu Sep 21, 2017 5:30 pm

No.
You'll just be not working.
If you resigned then it would be in writing.
Argue the unemployment.
I have a family member just fight that as they said it was 'for cause' and he won.
And, it was a religious organization no less....real nice.
You just go to arbitration and it doesn't cost anything.
They'll hear both sides and make a judgement.
terrall51
 
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Can I Get Short Term Disability Without Short Term Disability Insurance?

Postby Abhay » Mon Sep 25, 2017 3:37 pm

I think you mean, can you get someone to pay you money, while you aren't able to work after having a baby.


Only friends, family, and church family.
There's no way to get "disability" benefits, without buying disability INSURANCE.

In six states, the employer is required to carry short term disability, for all their employees.
If you live in one of those states, you're in luck.
Abhay
 
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Can I Get Short Term Disability Without Short Term Disability Insurance?

Postby Oratun » Mon Sep 25, 2017 8:58 pm

1
Oratun
 
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Can I Get Short Term Disability Without Short Term Disability Insurance?

Postby Tayson » Tue Oct 03, 2017 9:13 am

where I live, maternity leave is not considered to be a disability.
I hope it's different in NJ for your sake.
Tayson
 
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