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Do I absolutely need travel insurance within Canada?

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Do I absolutely need travel insurance within Canada?

Postby columbanus » Wed Sep 07, 2011 4:38 pm

I live in B.C. and am taking a road trip over to Alberta for 2 weeks, and am curious... In the worst case scenario, what is the most I will have to pay out of my pocket in case of an accident if I don't purchase travel insurance? Is it worth it? I heard some sites saying the most I will end up paying is about 3 or 4 hundred dollars for ambulance rides and prescriptions, if I even pay anything at all... Some sites say that I DO need it, but don't say how much I can risk losing if I don't have it.

Only answer if you know for sure, as this is very important and could potentially cost me a lot of money due to an incorrect answer.

Thanks in advance for your help!
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Joined: Thu Mar 31, 2011 1:59 am

Do I absolutely need travel insurance within Canada?

Postby lazar » Wed Sep 07, 2011 4:42 pm

OK, 300 - 400 for ambulance ride and prescriptions . . . what if you end up in the intensive care unit in critical condition for two weeks? What if you need surgery?

What's the worst you can get hurt, without being killed, and need medical treatment?

It's absolutely silly to think that there is a cap on how much your potential medcial bills could be. If you can't afford UNLIMITED costs, you need to buy insurance to cover that.
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Joined: Sat Apr 02, 2011 4:33 am

Do I absolutely need travel insurance within Canada?

Postby elmoor72 » Wed Sep 07, 2011 4:55 pm

B.C. residents are strongly advised to purchase additional health insurance when travelling to other Canadian provinces to cover the cost of services not included in the reciprocal agreement between provinces.
so that begs the question, WTF is universal health care for Canadians?
Hope that helps
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